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What to Do When Involved in a Road Accident in India

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CarPhD

2 days ago

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Being involved in a road accident can be a stressful and confusing experience, whether you’re a driver, passenger, or pedestrian. In the chaos that follows, it’s important to stay calm, act responsibly, and understand your legal and moral obligations. Here’s a step-by-step guide on what to do if you’re involved in a road accident in India:
 
 
1. Ensure Safety First
 
Your immediate priority should be safety—yours, that of others involved, and nearby road users.
• Move to a safe spot if possible without fleeing the scene.
• Switch on hazard lights.
• If someone is injured, do not delay medical assistance.
• Call for help — dial 108 (ambulance) or 100 (police).
 
Note: Good Samaritans helping accident victims are protected by law and cannot be harassed by police or hospital staff.
 
 
2. Do Not Flee the Scene
 
Leaving the accident site can be considered a punishable offense, especially if someone is injured or dead. Stay put, cooperate with authorities, and assist the injured if needed.
 
 
3. Call the Police and File an FIR
 
If the accident involves:
• Injury or death
• Damage to property
• A hit-and-run
• Suspicion of drunk driving
 
Then it’s mandatory to report the accident to the police immediately. File a First Information Report (FIR) at the nearest police station or with the traffic police. This is crucial for insurance claims and legal proceedings.
 
 
4. Document the Scene
 
Take photos and videos of:
• The vehicles involved (including number plates)
• Damages to property or persons
• Road conditions, traffic signs, or other relevant surroundings
• Injuries, if any (with consent)
 
Also, gather:
• Contact details of witnesses
• Driver’s license, registration, and insurance details of the other party
 
 
5. Exchange Information
 
Talk to the other party involved (driver or owner), but remain calm and respectful. Exchange:
• Names
• Contact numbers
• Vehicle registration numbers
• Insurance policy details
 
Avoid arguments or admitting fault at this stage—let the authorities determine responsibility.
 
 
6. Seek Medical Attention
 
Even if injuries appear minor, it’s wise to get a medical check-up. Some internal injuries don’t manifest symptoms immediately. Keep medical records safe, especially if you plan to file a claim.
 
 
7. Inform Your Insurance Provider
 
Report the accident to your car/bike insurance provider at the earliest. Most insurers have a 24/7 helpline. Provide:
• Photos and videos from the scene
• FIR copy (if applicable)
• Hospital bills or medical certificates (if injured)
 
This will help initiate the claim process.
 
 
8. Legal Rights and Responsibilities
 
You are entitled to:
• File for compensation under the Motor Vehicles Act
• Engage a lawyer if needed
• Approach the Motor Accident Claims Tribunal (MACT) if compensation is denied
 
If you are wrongly accused, consult a lawyer and retain all documentation.
 
 
9. Be Aware of Hit-and-Run Laws
 
If the accident involves a hit-and-run, try to note:
• Vehicle type and color
• Registration number (even partial helps)
• Direction of escape
• Time and place
 
Give this information to the police immediately.
 
 
10. Mental and Emotional Health
 
Accidents can be traumatic. Don’t hesitate to seek emotional support or counseling, especially if you or someone you care about has suffered serious injury or loss.
 
 
Final Thoughts
 
Accidents happen, but knowing what to do can protect you legally, help save lives, and ease the stress of the situation. Whether you’re a victim or a witness, acting responsibly and promptly can make a significant difference. Always drive cautiously, respect traffic laws, and remember—on the road, everyone’s life matters.
 
 
Let me know if you’d like a downloadable checklist or version tailored for a specific audience (drivers, two-wheeler riders, etc.).
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